Fair Homeownership
Fair Homeownership
Chapter 5 brings the story back to the United States from the late 1960s to the early 2000s, when overseas lessons about mass homeownership came to be reapplied in the domestic context. International disgust and dismay with American racial inequality reached a climax by the late 1960s, when many foreign governments summarily rejected US housing systems as a visible example of the deeply unjust treatment of minorities within the US. Beginning in the late 1960s and persisting through the late 1990s and 2000s, presidents and congressional members agreed that the federal government needed to address obvious racial inequalities by boosting minority homeownership rates with publicly funded incentives and creative business tactics. Techniques from abroad, including self-help incentives and housing investment guaranties, were reapplied to Indian reservations, inner-city communities of color, migrant worker camps, and poor rural areas with sometimes positive, other times profoundly problematic, outcomes.
Keywords: fair housing, Indian reservations, inner city housing, urban renewal, housing investment guaranties, migrant workers, segregation, reverse redlining, sub-prime mortgages
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