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SoRelle, M. (2020-12-07). Race to the Bottom: Administrative Rulemaking in the Political Economy of Credit. In Democracy Declined: The Failed Politics of Consumer Financial Protection. : University of Chicago Press. Retrieved 17 Sep. 2021, from https://chicago.universitypressscholarship.com/view/10.7208/chicago/9780226711829.001.0001/upso-9780226711652-chapter-006.