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Poterba, J., & Samwick, A. (2001-09-01). Household Portfolio Allocation over the Life Cycle. In Aging Issues in the United States and Japan. : University of Chicago Press. Retrieved 23 Jul. 2021, from https://chicago.universitypressscholarship.com/view/10.7208/chicago/9780226620831.001.0001/upso-9780226620817-chapter-3.