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Dupas, P., Green, S., Keats, A., & Robinson, J. (2016-09-23). Challenges in Banking the Rural Poor: Evidence from Kenya’s Western Province. In African Successes, Volume III: Modernization and Development. : University of Chicago Press. Retrieved 22 Sep. 2021, from https://chicago.universitypressscholarship.com/view/10.7208/chicago/9780226315867.001.0001/upso-9780226315720-chapter-2.