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Baker, M., Gruber, J., & Milligan, K. (2004-03-15). Income Security Programs and Retirement in Canada. In Social Security Programs and Retirement around the World: Micro-Estimation. : University of Chicago Press. Retrieved 19 Apr. 2021, from https://chicago.universitypressscholarship.com/view/10.7208/chicago/9780226309989.001.0001/upso-9780226310183-chapter-3.