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Cook, L. (2016-09-23). Were the Nigerian Banking Reforms of 2005 a Success … and for the Poor?. In African Successes, Volume III: Modernization and Development. : University of Chicago Press. Retrieved 20 Nov. 2019, from https://www.universitypressscholarship.com/view/10.7208/chicago/9780226315867.001.0001/upso-9780226315720-chapter-4.