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Embracing RiskThe Changing Culture of Insurance and Responsibility$
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Tom Baker and Jonathan Simon

Print publication date: 2002

Print ISBN-13: 9780226035185

Published to Chicago Scholarship Online: March 2013

DOI: 10.7208/chicago/9780226035178.001.0001

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Embracing Risk

Embracing Risk

(p.1) One Embracing Risk
Embracing Risk

Tom Baker

Jonathan Simon

University of Chicago Press

This book offers a variety of efforts to bring into view changes along two axes—changing ways of governing risk and changing ways of doing the sociology of insurance and risk. They represent the beginning of what would be an important new area of thought and research. This chapter considers each axis in a bit more detail. Although the embracing of risk represents a systematic change in thinking about institutions, with the potential to transform the social contract, it is important to emphasize two kinds of limitations. One is the endurance of the risk-spreading infrastructure. The second limitation relates to risk taking.

Keywords:   risk, insurance, institutions, social contract, risk-spreading infrastructure, risk taking

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