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 (2009-03-01). Understanding the Role of Annuities in Retirement Planning. In Brown, J. (Ed.), Overcoming the Saving Slump: How to Increase the Effectiveness of Financial Education and Saving Programs. : University of Chicago Press,. Retrieved 15 Dec. 2018, from http://chicago.universitypressscholarship.com/view/10.7208/chicago/9780226497105.001.0001/upso-9780226497099-chapter-7.